In 2020, a young woman reached out to IFP Advisory with the dream of building wealth through property investment but didn’t know where to begin. Despite having worked hard to save a good amount, she felt uncertain and scared about taking the next step, worried about the risk of losing what she had worked so hard to build.

Her parents, long-term clients of IFP Advisory, encouraged her to meet with us. They reassured her that with the right guidance, property investment could be the foundation for building sustainable wealth. Initially cautious, she decided to sit down with our team, and together, we began turning her dream into a plan she could confidently act on.

Turning hesitation into action
During our initial meetings, it became clear that her biggest concern was risking the savings she had worked so hard to accumulate. She knew she wanted to grow her wealth but didn’t want to make a misstep. Our team worked to address these fears, breaking down the process into manageable steps and showing her that she wasn’t taking this journey alone.

We started by assessing her financial position, discussing her goals, and understanding her risk tolerance. From there, we provided her with clear data and projections, outlining the potential holding costs, expected rental income, and tax benefits of property ownership. By giving her a complete picture, we helped her see not just the initial costs but also how affordable and sustainable the investment could be in the long term.

Armed with this information, she gained confidence, knowing she wasn’t leaping blindly but taking a well-informed step forward.

Why Alkimos?
After analysing her financial position and goals, we recommended a property in Alkimos, WA, a high-growth area that offered strong potential for both immediate rental income and long-term capital growth.

• Infrastructure Growth: Ongoing projects like the Alkimos train station and new schools made the area increasingly desirable.
• Lifestyle Appeal: Coastal living with parks, shopping precincts, and recreational amenities attracted strong demand.
• Market Demand: A low vacancy rate and population growth ensured steady rental returns and value appreciation.

A strategic purchase
In 2020, with our support, she acquired a modern house-and-land package in Alkimos for $399,565. We guided her through every step of the purchase, from financing to settlement, ensuring the process was smooth and stress-free. But our support didn’t stop there.

We equipped her with the tools and knowledge she needed to confidently manage her property after the purchase. By clearly outlining holding costs and providing a plan for maintenance, we ensured she was well-prepared to handle ownership and move forward toward future investments.

Outstanding results
Three and a half years later, her decision has paid off:

• Capital Growth: The property’s value increased to $650,000, delivering over $250,000 in equity and an average annual growth rate of 15%.
• Rental Income: Initially rented at $370 per week, the property’s rent has increased to $550 per week, significantly improving cashflow.
• Equity Growth: With substantial equity gains, she is now well-positioned to expand her portfolio.

Recently, she shared how thankful she is—not just for the performance of her property, but for the guidance and support she received along the way. She credits her parents for introducing her to us and acknowledges that this journey wouldn’t have been possible without the confidence they instilled in her and the step-by-step guidance we provided.

Looking Ahead
Today, she is already planning her next purchase.
Confident in her ability to manage her first property and armed with the equity it has generated, she’s ready to continue building her portfolio. Her journey highlights the importance of informed decision-making and having the right support network.

Your Journey Starts Here
Are you ready to take the next step toward building your wealth? Whether you’re starting out or looking to expand, IFP Advisory is here to guide you every step of the way.

With personalised strategies and expert advice, we’ll help you make confident, informed decisions that set you up for long-term success.

For further insights on property investment, avoiding common pitfalls and staying informed about market conditions. reach out to John Tsoulos or Frank Pennis at IFP Advisory on (08) 8423 6176. Your investment success depends on making informed, strategic decisions.

IFP Advisory is an Accredited ASPIRE Property Advisor Network advisor and all professionals are Qualified Property Investment Advisors (QPIA). Property investing is about purchasing a property that aligns with your goals and investment strategy. You should never be sold an investment. Know your numbers! If you invest wisely and strategically, the Australian residential property market can be a rewarding venture.